As one of the three passively managed portfolios, this will be a short review as no trades occurred since the last update in November. As the Pasteur currently stands, Large-Cap Value, Mid-Cap Growth, and Cash are above target at the expense of Bonds and Income ETFs. Adjustments to bring all asset classes into balance will occur after the fourth quarter dividends are available.
Pasteur Dashboard: Fifteen asset classes plus cash are used to create this passively managed portfolio. Investors wishing to spend a minimum amount of time on portfolio management are encouraged to use the passive approach.
For anyone wishing to put together a passive portfolio, the critical ETFs are:
- VTI – U.S. Equities
- VEA – Developed International Equities
- VWO – Emerging Markets
- VNQ – U.S. REITs
- RWX – International REITs
- DBC – Commodities
- PCY – International Bonds
- GLD – Precious Metals or Gold
- BND, BIV, TLT, TIP, and AGG – Bonds and Income