Before rolling into 2022 I want to update the Schrodinger as a number of shares were added to this portfolio. Not all year-end dividends are reported, but many were and those dividends were converted into shares in this computer managed portfolio. This is my experimental “do nothing” portfolio as I don’t do anything other than track the performance. If for no other reason, I recommend this Schwab Intelligent Portfolio be part of your overall holdings as you can use this portfolio as a benchmark.
Below is the current investment quiver. This includes all the current purchases. If more dividends come through tomorrow, I expect more shares will be purchased on January 3rd of next year.
As frequently mentioned, I see no reason to hold VOO and VB as they add little to the overall performance. Their percentages are too small to make any significant difference. Also, I wish Schwab would not hold so much cash in the account.
Schrodinger Asset Allocation
If I were using the LRPC model with the Schrodinger and the long-term look-back combination (green arrow), the majority of the securities show up as a Buy.
Schrodinger Portfolio Performance
The following IRR value of 22.7% is the most current 13 month record. In this screenshot I include the S&P 500 and you can see just how difficult it is to beat this index. 2021 has been a stellar year for U.S. Equities and one not likely to be matched for several years.
Schrodinger Risk Ratios
Unlike a number of other portfolios, the Schrodinger picked up “steam” this December. I suspect this will move it up in the performance and risk rankings when I next post this data. I hope to do this in the first week of January.
If you have questions related to setting up this type of portfolio, just ask in the Comment section. Questions are always welcome.