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You are here: Home / 2013 / Archives for November 2013

Archives for November 2013

Why I Use ETFs Instead of Individual Stocks

November 21, 2013 By Lowell Herr

Approximately 80% of all investors use individual stocks to populate their portfolios.  So why buck the majority trend and use index ETFs?  That is a reasonable question that merits an answer.  In fact, several answers.  Confession:  I do select a few individual stocks for

Filed Under: Beginning Investors, Critical Material Tagged With: Beginning Investors

Music Recommendations for 10 November 2013

November 10, 2013 By Lowell Herr

Two music suggestions are coming your way this week as not everyone will enjoy the jazz recommendation.  Recently recommended to me was “The Complete Django Reinhard and Quintet of the Hot Club of France.”  Classic Early Recordings is the closest I could come to the collection I was able to

Filed Under: Music Tagged With: Music Recommendations

Retirement Planning Mistake #10

November 4, 2013 By Lowell Herr

Investors do not monitor their portfolio adequately. Rare is the investor who can place their hands on the Internal Rate of Return (IRR) of their portfolio. An even smaller percentage of investors know how well their portfolio is performing with respect to an appropriate benchmark. The

Filed Under: Critical Material, Retirement Planning Tagged With: Retirement Planning

Retirement Planning Mistake #8

November 2, 2013 By Lowell Herr

Over confident and lacks patience. Over confidence and lack of patience manifests itself in a number of ways. If you think you can beat the market by picking individual stocks, be very careful.  If you want to test your skills, set up two portfolios.  Use a passive approach with one

Filed Under: Retirement Planning Tagged With: Retirement Planning

Retirement Planning Mistake #7

November 1, 2013 By Lowell Herr

Lack of Portfolio Plan Do you have a portfolio plan and is it written down?  If you can lay your hands on a plan, you are a rare investor.  What is involved in specifying a Strategic Asset Allocation plan? A portfolio plan will first of all identify all the asset

Filed Under: Retirement Planning Tagged With: Retirement Planning

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