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You are here: Home / Archives for Lowell Herr

Risk Parity: A 60/40 Stock/Bond Portfolio Is Not Conservative

January 17, 2014 By Lowell Herr

This blog will make a lot more sense if you are able to capture and read Edward Qian’s article, Risk Parity Allocation.  This blog post is a brief description of how risk is calculated.  This not for the mathematically squeamish, but the concept is not difficult if one can get

Filed Under: Risk Management Tagged With: Risk Management

Rossini Overtures: CD Recommendation for 12 January 2014

January 12, 2014 By Lowell Herr

If you are looking for rousing and energetic classical music, the Rossini Overtures fit the requirement.  There are many recordings to choose from and here are three that I own. Rossini: Complete Overtures conducted by Neville Marriner Rossini: Overtures conducted by Claudio Abbado Rossini: 14

Filed Under: Music Tagged With: Music Recommendations

Tactical Asset Allocation: Does It Make Sense?

January 9, 2014 By Lowell Herr

Here is the link to a particularly useful article for ITA readers.  As you read the article, pay particular attention to the fundamentals that provide clues as to whether or not the market is likely to generate lower than average, average, or above average returns over the next 10

Filed Under: Critical Material Tagged With: Critical Material

Strategic Asset Allocation: A Starting Point For Portfolio Construction

December 29, 2013 By Lowell Herr

Much is made of the importance of asset allocation here at ITA Wealth Management.  Long-time readers are familiar with the general layout of the portfolios and new readers will find more information by doing a search for “Dashboard.”  Not all portfolios tracked on this blog use the seventeen asset allocation

Filed Under: Beginning Investors, Critical Material, Portfolio Construction Tagged With: Portfolio Construction

Excellent Music from All Classical in Portland, Oregon

December 24, 2013 By Lowell Herr

If you wish to listen to excellent music for a few more days, bring up this URL on your computer or SONOS system. http://www.allclassical.org  and click on Listen.

Filed Under: Music Tagged With: Music

Vermont Symphony Orchestra: Counterpoint Christmas Music

December 22, 2013 By Lowell Herr

One of my favorite Christmas CDs is Counterpoint: Christmas in Vermont.  I was surprised to find only one review on Amazon, but this reviewer matches my opinion of the recording. “Counterpoint is a twelve-member choral group based in Vermont, directed by Robert De Cormier, who had a long and

Filed Under: Music Tagged With: CD Recommendations, Music

Why Use Index Funds?

December 12, 2013 By Lowell Herr

The Power of Index Investing Why are 80% to 85% of all investors wrong?  Could it be the power of advertising and greed?  What do I mean when I say a high percentage of investors have it all wrong?  Simple!  The majority of investors

Filed Under: Beginning Investors, Critical Material Tagged With: Beginning Invesors, Index Investing

Why I Use ETFs Instead of Individual Stocks

November 21, 2013 By Lowell Herr

Approximately 80% of all investors use individual stocks to populate their portfolios.  So why buck the majority trend and use index ETFs?  That is a reasonable question that merits an answer.  In fact, several answers.  Confession:  I do select a few individual stocks for

Filed Under: Beginning Investors, Critical Material Tagged With: Beginning Investors

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