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You are here: Home / Archives for Lowell Herr

Where To Begin If You Have Never Managed a Portfolio*

July 30, 2014 By Lowell Herr

If someone asked you what to do with an inheritance or 401(k) sum of money, what advice would you give them?  Here are some basic ideas for a novice investor. Assume the money is in your checking account and available to be invested. Open up a broker account with a

Filed Under: Beginning Investors Tagged With: Beginning Investors

Regression Analysis and The Schwert Effect

July 21, 2014 By Lowell Herr

  Regression Analysis is the investment communities effort to apply the scientific method to portfolio analysis.  Let’s take a little time to explain what is meant by Regression Analysis.  As you might remember from your math and science classes, data is plotted on an Y – X

Filed Under: Beginning Investors, Critical Material Tagged With: Critical Material

Gounod’s Messe solennelle de Sainte Cecile

July 13, 2014 By Lowell Herr

Gounod’s “Messe solennelle en l’honneur de Sainte Cecile” contains some of the most beautiful music one might ever want to hear.  My favorite selections from this masterpiece are Sanctus and Benedictus, cuts five and six.  I first heard Sanctus in the early 1950s when my parents brought home

Filed Under: Music Tagged With: Classical Music

“Markowitz” Projections During Great Recession

July 10, 2014 By Lowell Herr

Readers who have been following the discussion on future return projections will find the following information of interest.  Using the Hoadley “Efficient Frontier” software, I set out to see what the optimal projections would be for three different time periods.  In each case I selected two years of historical data

Filed Under: Risk Management Tagged With: Risk Management

Basic Portfolio and Current ETF Rankings

June 21, 2014 By Lowell Herr

The following data table includes the latest ETF rankings for 20 basic ETFs and the Buy-Hold-Sell recommendations.  GLD is the only ETF under-performing SHY so I would avoid gold as an investment. ETF Rankings:  The overall strength of this market is illustrated by the fact that not one of

Filed Under: Portfolio Construction Tagged With: Portfolio Construction

Risk Parity: A Brief Explanation of How Risky a 60/40 Portfolio Really Is

June 13, 2014 By Lowell Herr

This is a follow-up to the HedgeHunter Risk Parity (RP) post.  This blog post will give readers an overview of how RP is calculated.  This not for the mathematically squeamish, but the concept is not difficult if

Filed Under: Critical Material, Risk Parity Tagged With: Risk Parity

Music of Alison Krauss

May 25, 2014 By Lowell Herr

Instead of recommending a particular CD, this week I focus on the artist, Alison Krauss.  As a late bloomer when it comes to many genres of music, I first heard Ms. Krauss in a few songs from the soundtrack of O Brother, Where Art Thou? 

Filed Under: Music Tagged With: Music Recommendations

What the Experts Say About Index Investing

May 2, 2014 By Lowell Herr

Perusing the Bogleheads web site, I found this long list of quotes from well known investment writers and managers.  Here is what they have to say about index investing.  These bits of wisdom further explain why I favor tilting investments toward non-managed index vehicles.  Further, I

Filed Under: Beginning Investors, Critical Material Tagged With: Index Investing

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