Bohr Portfolio Review: 12 July 2025

Union Pacific line through Aurora.

When developing a portfolio with retirement as a goal, do your best to never withdrawal funds as growth is interrupted.  That is what happened to both the Bohr and Einstein portfolios.  The owners of each needed funds for education and other emergencies.  When funds are withdrawn the benefits of dollar-cost-averaging is broken, thus stunting portfolio growth.

Bohr Security Holdings

Below readers will find the current holdings in the Bohr portfolio.  As with several other portfolios I am concentrating on increasing shares of SHV, a short-term treasury.  Erratic tariffs are still part of life so I am employing a cautious stance.

Should new cash become available for the Bohr I will likely set some limit orders for VOO with the hope of picking up a few shares at lower prices.

Bohr Performance Data

As mentioned above, since 12/31/2021 the Bohr has lagged the AOR benchmark by a wide margin.  It will be a long time, if ever, for this portfolio to catch up to the popular SPY benchmark.

Bohr Risk Ratios

In the following table, don’t pay too much attention to the Treynor as it is heavily beta weighted.  When beta is low, as is the case with the Bohr, and the IRR for the portfolio lags the IRR of the benchmark, the Treynor goes wild to the downside.  That is the case with the Bohr.

The other three risk metrics all show improvement since last summer.  Particularly encouraging is the improvement in the Jensen Alpha or Jensen Performance Index.

Comments are always welcome.