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New investor: expectations issue

 
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Last Post by Lowell Herr 4 years ago
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Forum 1
 william phillips
(@williamphillips)
New Member
Joined: 4 years ago
Posts: 1
Topic starter October 28, 2021 9:53 AM  

I love the idea of a website that is an alternative to the financial advisor. I don't need help with legacy planning. What I need is a disciplined approach that I can actually execute in my ira accounts. Financial advisors underperform, and even more so after net of fees. Currently, i use etfscreen.com for ranking different groups of broadly based etfs (style/cap, dividend growth, international, active vanguard, factor). I aim for diversification, nothing granular, selecting positions either above 75 percentile rank, or those that I see moving up in rotation. For international and small caps i have mutual funds along with etfs. Rebalancing is never done, except in an account dedicated to a few balanced mutual funds and world mutual funds where i presume it is done within each of the mutual funds.  Generally, it is hit and miss for  buys and sells. My five year return is about 10% and volatility is fairly high. Exposure to value and international has kept me from having a higher return. Currently, my style/cap box is lower right of the large cap blend box which leans slightly toward growth and mid/small caps.

I would like to find strategy models here that I can easily follow..but am i expecting too much? I would actually need to see my choices with a simple explanation of the underlying rules, performance chart over time, and a means to get alerts for buys/sells. If this website is mostly educational oriented whereby I need to set up spread sheets on my own, I don't have the necessary skills or temperament. 

At this point, I'm not doing so well with navigating the website. Maybe it's because I have the wrong expectations. 



   
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Forum 2
 Lowell Herr
(@lowell)
Noble Member Admin Registered
Joined: 13 years ago
Posts: 708
October 28, 2021 2:53 PM  

William,

As explained in some recent blog posts, the portfolios I track fall into several broad categories.  They are:

  • Asset Allocation or Buy-Hold-Rebalance.
  • Income - Hawking and Huygen are examples.
  • Relative Strength and these portfolios require the Kipling SS to monitor and manage.
  • Dual Momentum and there are at least four.  The Kipling SS is critical for these portfolios as well.
  • Hedgehunter will be reviewing a number of portfolios this weekend so check those out when they appear.

One suggestion is to follow the reviews for at least one cycle or 33 calendar days.  Then select one or two portfolios you find interesting and fits your investing personality.  Perhaps none will meet your requirements.

Buy and Sell recommendations are not made in advance.  Rather, recommendations show up on the day the portfolio review is posted.

I'm still traveling until early next week so assume there will be numerous portfolio reviews to follow.

Look for the Schrodinger review to appear tomorrow as I prepared that Asset Allocation portfolio before I left on this trip.

Lowell

 



   
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