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You are here: Home / Archives for Beginning Investors

Investing 101

January 24, 2017 By Lowell Herr

Beginning Investors It is not unusual to read or hear someone say – “I don’t understand what you are talking about.”  When I pick up on these writings or statements I know it is about time to go back to a 100 level course and lay out some basic ideas about investing.  One book I […]

Filed Under: Beginning Investors, Critical Material, Portfolio Construction Tagged With: Beginning Investors

What Is On The Other Side Of The 3 x 5 Card?

February 1, 2017 By Lowell Herr

What is on the other side of the 3 x 5 investment card that you can make use of as an investor?  To capitalize on this information, go back and read the basics found on the 3 x 5 card.  The links to these two blogs provide overall investment guidance.  But where does one go […]

Filed Under: Beginning Investors, Critical Material, ITA Portfolios, Portfolio Management, Portfolio Performance Tagged With: Beginning Investors, Critical Material

The Importance of Algorithms

February 25, 2017 By Lowell Herr

Doubt is not a pleasant condition, but certainty is an absurd one. – Voltaire I’m a fan of books written by Michael Lewis.  A few that stand out are:  Liar’s Poker, Moneyball, The Big Short, and Flash Boys.  Lewis’ latest work, The Undoing Project, focuses on the lives and work of two Israeli psychologists, Daniel […]

Filed Under: Beginning Investors, Critical Material Tagged With: Critical Material

Over-Valued Market: Four Critical Indicators

May 6, 2017 By Lowell Herr

Critical Metrics Signal Market Warnings Back in March of 2016 I wrote a blog presenting data related to an over-bought market at that time.  Today’s post (Part 2) is an update and review of that information.  U.S. Equities have not cooled off since March of 2009.  The following data from ReSolve Asset Management analysts lays […]

Filed Under: Beginning Investors, Critical Material Tagged With: Beginning Investors, Critical Material

The Golden Rule of Investing

March 17, 2021 By Lowell Herr

The Golden Rule of Investing is simply, “Save as much as you can as early as you can.”  The operative word is early.  William J. Bernstein lays it out in stark language in his book, “The Investor’s Manifesto“ where he writes, “Each dollar you do not save at 25 will mean two inflation-adjusted dollars that […]

Filed Under: Beginning Investors, Critical Material Tagged With: Beginning Investors, Critical Material

The Elements of Investing: Part I

March 25, 2021 By Lowell Herr

Burton G. Malkiel and Charles D. Ellis have written an amazingly simple and short book titled, The Elements of Investing.  This compact book hits on all cylinders of investing and the first one is the most important – SAVE.  This simply means, follow The Golden Rule of Investing. A Charles Dicken’s character, Wilkins Micawber, came […]

Filed Under: Beginning Investors, Books, Critical Material Tagged With: Beginning Investors, Books, Critical Material

The Elements of Investing: Part II

March 27, 2021 By Lowell Herr

Chapter two of The Elements of Investing covers index investing.  When it comes to investing, nobody knows more than the market.  William F. Sharpe put is simply in an article many years ago when he wrote – The Arithmetic of Active Management.  I find it humorous that Sharpe did not use the word mathematics in […]

Filed Under: Beginning Investors, Asset Allocation, Books, Critical Material, Passive vs. Active Tagged With: Beginning Investors, Books, Critical Material

The Elements of Investing: Part III

March 29, 2021 By Lowell Herr

Chapter three of the Malkiel and Ellis book, The Elements of Investing, contains four parts, all related to diversification.  I’ve written about diversification of the family portfolio over on Seeking Alpha.  If interested in this argument, here is the link. Malkiel and Ellis write about the more standard ways to diversify a portfolio and I’ll […]

Filed Under: Beginning Investors, Asset Allocation, Books, Critical Material Tagged With: Beginning Investors, Books, Critical Material

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