Einstein Portfolio Review: 8 May 2025

Venice

The Einstein portfolio is a recent entry into the Asset Allocation management model.  The shift was made to improve performance as this has been a struggling portfolio.  One major problem with the Einstein is that monies were withdrawn for educational purposes and these withdrawals occurred at times that definitely stunted growth.  Those withdrawal days are history so it is time to look forward, assuming new savings are coming from the owner to rebuild the portfolio.

Einstein Security Holdings

Below are the current holdings in the Einstein.  The portfolio is using a simplified version of the Asset Allocation model.  With the current erratic administration I have TSLOs set for both SCHG and VOO.  The TSLO values are between 2% and 4% so there is a high probability cash will be available before the end of the summer.  If either or both ETFs are sold I plan to invest the cash in SHV.  Based on data from the Kipling spreadsheet, U.S. Equities are still recommended as a Sell.

A market order is set to purchase 11 shares of SHV which will use up nearly all available cash.

Einstein Performance Data

Since 12/31/2021 the Einstein lagged the AOR benchmark by approximately 4.0 percentage points annually.  Over the next few months we hope to close this gap now that the Einstein is in a rebuilding phase.

Einstein Risk Ratios

The Asset Allocation model has been in effect for a year.  Over that period the portfolio improved in each of the four risk measurements.  Thus far the AA management model is working as expected.

Buffett Indicator & Shiller PE Ratio

Returning To Investing Roots: 5 August 2024