Bohr Portfolio Review: 7 July 2026

Transportation in Pennsylvania

Bohr is the Asset Allocation portfolio up for review this morning.  As readers will see in a moment, most of the asset classes are below target and that is intentional.  With the current stock market this high and so narrowly confined to a few stocks it makes good sense to be cautious.  It might be a long wait before the AI stocks implode.  In the meantime I will be keeping the asset classes within 5% of target by making use of dividends and new investments of cash.  The current portfolio has not yet reached this point.

Bohr Security Holdings

Below are the current holdings in the Bohr portfolio.  Check the far right-hand column to see which ETFs are more than 5% out of balance.  In the next review those are the ETF where I will focus attention.

Bohr Rebalancing Recommendations

This morning I placed limit orders to purchase more shares of VTI and SCHD.  While writing this blog I see where 25 more shares of SCHD were added to the Bohr portfolio.  When next reviewed I will most likely place an order for more shares of VIG.  It all depends if cash is available.

Bohr Performance Data

Bohr continues to lag all benchmarks.  Sometime in the next six months I anticipate the owner of this portfolio will add a sizable amount of new cash in an effort to rebuild the Bohr.  This will not impact the IRR, but will provide cash to bring VIT, SCHD and other ETFs closer to their target percentages.  Each month I hope to bring each ETF approximately 0.5% closer to the target percentage.  While this gradual process is taking place I hope for better buying opportunities.

Bohr Risk Ratios

Other than the very important Information Ratio, each risk metric is higher than it was a year ago.

The slope of the Jensen Alpha (0.06) is barely positive.  But at least it is positive and the Jensen is the most important risk measurement as it includes all the critical risk variables.  These are:

• Portfolio Internal Rate of Return (IRR)
• Portfolio Beta
• Risk Free Interest Rate
• IRR of market index or benchmark IRR

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