Bohr Asset Allocation Portfolio Review: 4 April 2025

Train crossing Snake River at Idaho Falls.

Individual-1’s tariffs are the self-inflicted decisions driving down the market or should I say, markets. Global markets are also taking a major hit.  Rather then telling readers what to do, read on and see what I am doing as different portfolios come up for review.  This morning I am updating the Bohr portfolio, one of the simplified asset allocation accounts.  While this portfolio is taking a hit, there are signals it is showing slight resistance to the draw-down.

This current debacle is a little different from the corrections and/or recessions we experienced from the late 1960s to August 12th in 1982.  Then came the October crash of 1987 when the market declined 22% in one day.  The Tech Bubble of the early 2000s took another bite out of retirement accounts.  The financial mess of 2008 rattled the markets yet again.  Then Covid of 2019 and 2020 messed with 401(k) accounts. Behind all these bear markets one could find rational reasons.  This decline is different and could be long lasting.  According to the Economist, Trump was handed an economy the envy of the world.  It did not take three months to squander those gains.

Now what to do?

Bohr Asset Allocation Holdings

Below are the current holdings for the Bohr portfolio.  Within the Kipling spreadsheet I have the moving averages set to react quickly to any sustained upticks.  As you will see in the second screen shot only SHV is recommended for purchase.  Should any or all the equity ETFs signal a Buy, shares of SHV will be sold and the cash invested in any of the Buy recommendations.

Bohr Rebalancing Recommendations

At this moment I have staggered purchase orders set to pick up more shares of SCHD.  The buy price is set so low I doubt the orders will be hit.  One is 20% below the current price.

I am not selling shares.  It might be a rough few years, but one does not want to miss the rapid rebound when it comes.

Bohr Performance Data

Since early 2022 the Bohr lags the AOR benchmark as well as all other potential benchmarks.  We need to look to the Risk Ratios to see if the Bohr is closing the gap or falling further behind.

Bohr Risk Ratios

Three of the four metrics are in a better position than they were a year ago.  Both the Jensen and Information Ratios (two most important) are showing signs of improvement.  Keep an eye on these two ratios over the next few months to see if this new asset allocation model is working as anticipated.

Comments are always welcome.

This market is made for the young or those still in the saving mode.  Continue to save and invest as one is buying at lower prices.  Don’t attempt to call or wait for the bottom.