Schrodinger Portfolio Update: 2 January 2026

Mammoth Hot Springs – Yellowstone.

Schrodinger is an excellent portfolio to launch this early in 2026 as there is nothing to do except report the results.  As mentioned each update of the Robo Advisor or Intelligent Portfolio, all the owner does is add new money to the account each month.  Dollar-cost-averaging is the reason this portfolio is performing so well.  Money was added during the fallow 2022 market and shares purchased at lower prices during that year are now generating excellent returns.

Schrodinger Asset Allocation Model

Below is the current asset allocation model for the Schrodinger.  As cash continues to mount I thought the Schwab computers might add more shares to a few ETFs.  As yet that has not happened.  The reservation to hold back at this time might well be related to the “over-valued” market conditions.  It will be interesting to see what action the computer managers take prior to the next update in late January.

Schrodinger Performance Data

Since 12/31/2021 the Schrodinger managed to outperform all benchmarks tracked using the Investment Account Manager software.  Of significance and worth taking special note is the edge the Schrodinger has on the S&P 500 ETF, SPY.

Schrodinger Risk Ratios

In addition to generating an excellent Internal Rate of Return (IRR), the Schrodinger is also performing exceptionally well on a risk adjusted basis.  While not at the high point over this past year, the current Jensen Performance Index is right up there.

Copernicus Portfolio Update: 14 December 2025