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You are here: Home / Archives for Beginning Investors

Useful Website: Transparent Investing

March 10, 2014 By Lowell Herr

Last evening I was made aware of a useful and interesting website titled, Transparent Investing.  Even if you lose track of this blog you will be able to find this site by going to the ITA Blog tab, and then scrolling down to Bookmarks.  There you will find the link to the Transparent Investing (TI) […]

Filed Under: Beginning Investors, Critical Material Tagged With: Beginning Investors, Critical Material

Why I Use ETFs Instead of Individual Stocks

November 21, 2013 By Lowell Herr

Approximately 80% of all investors use individual stocks to populate their portfolios.  So why buck the majority trend and use index ETFs?  That is a reasonable question that merits an answer.  In fact, several answers.  Confession:  I do select a few individual stocks for certain portfolios, but it is rather rare. Investors inclined toward picking […]

Filed Under: Beginning Investors, Critical Material Tagged With: Beginning Investors

Advisors Do Not Add Alpha

October 9, 2013 By Lowell Herr

ITA Wealth Management is all about learning to manage your own portfolio instead of hiring a professional money manager.  Here is added evidence that consultants and advisors are not adding alpha to some of the most recognized portfolios in the land. Check out this PDF file, “The Futility of the Endowment Model.” There several salient […]

Filed Under: Beginning Investors, Critical Material, Miscellaneous, Music, Photography Tagged With: Beginning Investors, Critical Material

Keep It Simple

September 27, 2013 By Lowell Herr

Don’t be surprised if you don’t know the difference between a benchmark ETF and a strategic ETF.  Strategic is sometimes called “Fundamental” or “Active” and they differ from the ETFs we recommend for our ITA portfolios.  To read more about the differences, check out the URL referenced below. Richard Ferri writes about the increasing complexity […]

Filed Under: Beginning Investors Tagged With: Beginning Investors

Buffett vs. Steadman

September 24, 2013 By Lowell Herr

For every Warren Buffet there are a hundred Charlie Steadman’s in the investing world.  While nearly every investor has heard of Buffett, few remember Charlie Steadman. Is there a reason for this short memory? “Until he died at age 83 in 1997, Charlie Steadman burned through investors’ assets at a rate unseen in the fund […]

Filed Under: Passive vs. Active Tagged With: Beginning Investors

Reviewing The Fundamentals of Investing

September 20, 2013 By Lowell Herr

  Search this blog site for “The Golden Rule of Investing” and you will pick up the basic ideas of Rule #1 of Investing. The Golden Rule of Investing is – “Save as much as you can as early as you can.”  Burton Malkiel puts it this way. “The amount of capital you start with […]

Filed Under: Beginning Investors Tagged With: Beginning Investors

Nine Critical Investment Decisions

September 19, 2013 By Lowell Herr

Nine Critical Investment Decisions 1.  The Decision to Save or Not to Save 2.  The Go-It-Alone or Professional Manager Decision 3.  The Decision to be a Passive, Active or Mosaic Investor 4.  The Decision to Use Index Funds or Stocks to Populate the Portfolio 5.  The Asset Class or Sector Class Decision 6.  The Asset […]

Filed Under: Beginning Investors Tagged With: Beginning Investors

Goofus vs. Gallant

September 13, 2013 By Lowell Herr

As a small boy, my family subscribed to a magazine called “Children’s Activities.” Each issue contained a story of two characters, Goofus and Gallant. We all wanted to be like Gallant, although we frequently found ourselves behaving like Goofus. Here is another Goofus/Gallant tale, this time with help from a publication written by the late […]

Filed Under: Beginning Investors, Critical Material Tagged With: Beginning Investors

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