Bethe Asset Allocation Portfolio Simplified: 14 March 2025

Africa sunset image made by close relative.

Bethe is undergoing a further simplification.  This time narrowing the number of assets to five Exchange Traded Funds (ETFs) and most likely down to four as VTI will eventually be sold out of the portfolio.

Bethe Asset Allocation Holdings (Revised)

The following set of ETFs should provide a bit more growth once the rebalancing worksheet recommends Buy signals for VOO, SCHD and SCHG.

Bethe Rebalancing Recommendations

With the three primary equity ETF still showing Sell, the bulk of the portfolio is held in SHV where the current earnings is 4.95%.

Bethe Performance Data

Since 12/31/2021 the Bethe managed to eek out a one percentage point (annualized) gain over the AOR benchmark.  The growth is far below the SPY benchmark.

Bethe Risk Ratios

A few of the risk ratios improved over the past year.  The Information Ratio is particularly important.  With a low beta I expected the Jensen Alpha to be higher.  At least the slope of the Jensen is still positive.