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You are here: Home / Archives for Critical Material

Why I Use Index ETFs

August 7, 2014 By Lowell Herr

Why I use Index Exchange Traded Funds (ETFs).  Let me count the ways. Simplicity:  It saves the work of stock analysis. Increases probability of success:  A literature search of index investing vs. active stock picking will have the honest researcher coming down on the side of index instruments.  The literature is replete with this information […]

Filed Under: Beginning Investors, Critical Material, Passive vs. Active Tagged With: Beginning Investors, Critical Material, Passive vs. Active

Regression Analysis and The Schwert Effect

July 21, 2014 By Lowell Herr

  Regression Analysis is the investment communities effort to apply the scientific method to portfolio analysis.  Let’s take a little time to explain what is meant by Regression Analysis.  As you might remember from your math and science classes, data is plotted on an Y – X axis.  For example, in physics it is common […]

Filed Under: Beginning Investors, Critical Material Tagged With: Critical Material

Useful Website: Transparent Investing

March 10, 2014 By Lowell Herr

Last evening I was made aware of a useful and interesting website titled, Transparent Investing.  Even if you lose track of this blog you will be able to find this site by going to the ITA Blog tab, and then scrolling down to Bookmarks.  There you will find the link to the Transparent Investing (TI) […]

Filed Under: Beginning Investors, Critical Material Tagged With: Beginning Investors, Critical Material

Tactical Asset Allocation: Does It Make Sense?

January 9, 2014 By Lowell Herr

Here is the link to a particularly useful article for ITA readers.  As you read the article, pay particular attention to the fundamentals that provide clues as to whether or not the market is likely to generate lower than average, average, or above average returns over the next 10 to 20 years.  Be sure to […]

Filed Under: Critical Material Tagged With: Critical Material

Retirement Planning Mistake #5

October 30, 2013 By Lowell Herr

Investors pick individual stocks to build portfolios rather than use index funds.  Our preference is to use commission free ETFs. Next to not following “The Golden Rule of Investing,” the error of not using index funds is likely the biggest mistake investors make.  Remember – The Market is smarter than you are.  While there are […]

Filed Under: Beginning Investors, Critical Material, Passive vs. Active, Retirement Planning Tagged With: Critical Material, Retirement Planning

Retirement Planning Mistake #4

October 29, 2013 By Lowell Herr

  Investors lack knowledge about the importance of asset allocation.  Investors do not educate themselves as to the importance of asset allocation, and what asset classes tend to perform better than others over the long-run. I need not go into the importance of overcoming this mistake as I have written extensively about this possible mistake. […]

Filed Under: Beginning Investors, Critical Material, Retirement Planning Tagged With: Critical Material, Retirement Planning

Advisors Do Not Add Alpha

October 9, 2013 By Lowell Herr

ITA Wealth Management is all about learning to manage your own portfolio instead of hiring a professional money manager.  Here is added evidence that consultants and advisors are not adding alpha to some of the most recognized portfolios in the land. Check out this PDF file, “The Futility of the Endowment Model.” There several salient […]

Filed Under: Beginning Investors, Critical Material, Miscellaneous, Music, Photography Tagged With: Beginning Investors, Critical Material

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