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Recent Blog Entry

Gifting a Grandchild

What advice would you give a grandparent who would like to launch a retirement portfolio for one or more grandchildren?  To begin the discussion, assume the proposed gift is $25,000.  Should it be given as a lump sum or spread out over a period of time? Here are … [Read More...]

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ITA Membership

To register as a Guest, click on this link and fill our the short form.  Please place ITA in front of your user name so I know you are not a Spam registrant. ITA Wealth Management is now free to all readers who register as a Guest.  After registering, wait at least 24 hours so I can elevate you from the Guest level to the Platinum level.  Many of the blog posts are available without any … [Read More]

Critical Material

ITA Wealth Management Review: Catching Up

With new Platinum members joining on a regular basis, and no portfolios up for review today, now is a good time to summarize what this blog is all about.  Long-time readers, and those who have taken the time to read a significant portion of the available material, witnessed an evolution … [Read More...]

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Walking Among Ponderosa Pine

September 1, 2021 By Lowell Herr

One of the most beautiful trees is the Ponderosa Pine.  These are found on east side of the Cascades and Serra Nevada mountains.  The reddish bark and the aroma on a hot summer day are delights to behold. Below is an example of a stand close to … [Read more]

Metolius River and Several Music Recommendations

August 29, 2021 By Lowell Herr

Hiking along the Metolius River this week we came upon this abandoned cabin.  Old sites such as this one are favorites of photographers as we know they might have a limited lifetime. Not too many years ago this walkway did not exist.  Now one … [Read more]

Dee Wright Observatory: 28 August 2021

August 27, 2021 By Lowell Herr

Have you ever created a photograph when you knew in advance it was highly likely it would end in a failure.  Such was the case yesterday when we were at the Dee Wright Observatory located just west of Sisters, Oregon.  Not only was I faced with a … [Read more]

Zion National Park: Basic Edits

August 25, 2021 By Lowell Herr

The rock formation in this photograph is of little interest other than it was located close to the parking lot where we stayed just outside Zion National Park.  It was right in your face each morning so it was nearly impossible not to snap a few … [Read more]

Sky Replacement: An Example

August 23, 2021 By Lowell Herr

The following image come out of my Zion National Park collection.  Zion has two major sections and the photo below was made in the western section of the park.  The top photo is an original jpg image so adjustments are restricted or limited.  In the … [Read more]

Catching The Spirit of Ansel Adams

August 22, 2021 By Lowell Herr

Here are two images from Yosemite National Park that remind me of Ansel Adams, one of the masters of black and white photograph. Camera settings were:  ISO 200, 18mm focal length, 1/200s, and f/5.0. The same falls from a different … [Read more]

Color To Black and White

August 22, 2021 By Lowell Herr

Many of us began our photography experience in the darkroom developing black and white images.  BnW still holds an attraction for me as one can ramp up the contract.  There is also the challenge of trying to match master photographers such as Henri … [Read more]

Photographic Enhancement: Bergen, Norway

August 21, 2021 By Lowell Herr

Since there are a few readers of this investment blog also interested in photography, this post illustrates how one can improve an image with a few minor tweaks using Luminar AI.  Here are some specs for this image.  I used a full-frame Canon 5D Mark … [Read more]

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