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You are here: Home / Archives for Lowell Herr

Top Twenty-Five Classical Composers

September 29, 2013 By Lowell Herr

Top Classical Music Composers When I first started to make a list of of my favorite classical composers, the idea was to limit it to the Top Ten.  I found that to be impossible so I expanded it to 25.  Even then, several of my

Filed Under: Music Tagged With: Classical Music

Correlation Matrix of Critical ETFs

September 27, 2013 By Lowell Herr

As requested in a comment, here is the correlation matrix of critical ETFs used in nearly all the ITA portfolios.  I cut the time frame to 23 months of data so VSS and VNQI did not show up with “short-term” data errors.  Identical percentages were assigned to each ETF with

Filed Under: Portfolio Construction Tagged With: Portfolio Construction

Keep It Simple

September 27, 2013 By Lowell Herr

Don’t be surprised if you don’t know the difference between a benchmark ETF and a strategic ETF.  Strategic is sometimes called “Fundamental” or “Active” and they differ from the ETFs we recommend for our ITA portfolios.  To read more about the differences, check out the URL referenced below. Richard Ferri

Filed Under: Beginning Investors Tagged With: Beginning Investors

Buffett vs. Steadman

September 24, 2013 By Lowell Herr

For every Warren Buffet there are a hundred Charlie Steadman’s in the investing world.  While nearly every investor has heard of Buffett, few remember Charlie Steadman. Is there a

Filed Under: Passive vs. Active Tagged With: Beginning Investors

Serious Investors Benchmark Their Portfolio

September 20, 2013 By Lowell Herr

Establishing an appropriate benchmark for a portfolio is essential if one is serious about investing.  Avoiding portfolio bench-marking is an act of self-deception.  Exactly what is the purpose of a benchmark and what are the requirements for a fair and reasonable benchmark. Here is one definition of bench-marking. In

Filed Under: Benchmarks, Critical Material Tagged With: Benchmarking

Reviewing The Fundamentals of Investing

September 20, 2013 By Lowell Herr

  Search this blog site for “The Golden Rule of Investing” and you will pick up the basic ideas of Rule #1 of Investing. The Golden Rule of Investing is – “Save as much as you can as early as you can.”  Burton Malkiel puts it this way. “The amount

Filed Under: Beginning Investors Tagged With: Beginning Investors

Nine Critical Investment Decisions

September 19, 2013 By Lowell Herr

Nine Critical Investment Decisions 1.  The Decision to Save or Not to Save 2.  The Go-It-Alone or Professional Manager Decision 3.  The Decision to be a Passive, Active or Mosaic Investor 4.  The Decision to Use Index Funds or Stocks to Populate the Portfolio 5.  The Asset Class or Sector

Filed Under: Beginning Investors Tagged With: Beginning Investors

Weekly Music Recommendation

September 15, 2013 By Lowell Herr

Photograph: Arches National Park – Image captured just as the sun was rising. My music selection this week is Yo-Yo Ma playing Ennio Morricone.  This CD includes some of the most beautiful and haunting compositions ever collected on one platter.  As you listen to this music you will be drawn

Filed Under: Music Tagged With: CD Recommendations

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