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Recent Blog Entry

Long-Term Portfolio for Retiree Who Does Not Require Income or Withdrawals

I requested ChatGPT to create a portfolio for a retiree who does not require income and will most likely be able to live off a pension plus social security.  Below is the response from AI.  Based on the high probability of increases in interest rates I question the wisdom of investing 20% in bonds (BND).  I expected AI to reduce this percentage to something closer to 5% or 10% and move the extra … [Read More...]

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To register as a Guest, click on this link and fill our the short form.  Please place ITA in front of your user name so I know you are not a Spam registrant. ITA Wealth Management is now free to all readers who register as a Guest.  After registering, wait at least 24 hours so I can elevate you from the Guest level to the Platinum level.  Many of the blog posts are available without any … [Read More]

Portfolio Management

Einstein Portfolio Review: 21 May 2025

Einstein is one of several portfolios using a truncated Asset Allocation investing model.  This is a new and simplified approach in the hopes of setting this portfolio on a stronger performance course.  As with many of the other ITA portfolios, I am taking a cautious approach and that is the reason for setting Trailing Stop Loss Orders under many securities in an effort to protect capital. … [Read More...]

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Financial Repression: Another Perspective

May 3, 2026 By hedgehunter 10 Comments

I have found Lowell's recent posts on this subject very interesting - so I asked Claude (AI) for his/her suggestions: "Here's a Financial Repression-resistant ETF portfolio for a retiree. Financial repression = central banks keeping real rates … [Read more]

Financial Repression: Part IV

May 3, 2026 By Lowell Herr 3 Comments

Appointment of a new FED Chairman caused me to dig into what is known as Financial Repression.  For another explanation of the term check out the following quote. "The term "financial repression" was coined in 1973 by Stanford economists Ronald … [Read more]

Dirac 2026 Portfolio Review: 1 May 2026

May 3, 2026 By hedgehunter 1 Comment

US Equity markets reached new highs again this week and closed the week a little less than 1% higher than last week's close. When we take a look at sector performance over this period: we see that Energy (XLE) was the clear leader. … [Read more]

Darwin 2026 Portfolio Review: 1 May 2026

May 2, 2026 By hedgehunter 1 Comment

As we go into the mid-third of the year (the lazy-hazy days of Summer), in a somewhat uncertain world, it seems as though investors don't care about global political and economic problems any more and US equity markets continue to grind higher and to … [Read more]

Financial Repression: Part III

May 1, 2026 By Lowell Herr 9 Comments

If you have been reading this blog and/or following the appointment of the new FED Chairman you are aware of the potential or possibility of how the United States will work its way out of the 39 Trillion dollar debt - and growing at an alarming … [Read more]

Kepler Asset Allocation Portfolio Review: 30 April 2026

April 30, 2026 By Lowell Herr 1 Comment

"The Kepler Asset Allocation Portfolio Review as of April 30, 2026, highlights the ongoing impacts of financial repression on investment strategies. In this environment, traditional asset classes exhibit altered risk-return profiles, necessitating a … [Read more]

Financial Repression: Part II

April 29, 2026 By Lowell Herr Leave a Comment

Financial Repression.  What is it? "Financial repression is a set of government policies—such as interest rate caps, capital controls, and bank regulations—that channel household savings into funding government debt at below-market rates. It acts as … [Read more]

Gauss Portfolio Review: 29 April 2026

April 29, 2026 By Lowell Herr Leave a Comment

Yesterday the U.S. Equities market took quite a hit.  This morning stocks are down again.  What is going on to drive down the S&P 500, a good benchmark for monitoring the overall market?  Check out this YouTube video.  If the video does not start … [Read more]

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General Investment News

Portfolios coming up for review.  Franklin, Einstein, Bohr, and Schrodinger are the critical portfolios next up for review.  Non-scheduled portfolios may be reviewed.  If you are a new user, check the posts you missed. Links to Random Posts are found in the lower right-hand footer or just to the right of what you are now reading.  Most popular posts are found in the lower left-hand footer.

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