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You are here: Home / Archives for Financial Repression

Financial Repression Portfolio Update From ChatGPT

June 30, 2026 By Lowell Herr Leave a Comment

Florida As the U.S. Equities Market moves higher the Buffett Indicator continues to flash a warning that we are just waiting for the pin to be pulled on the grenade.  Based on an overvalued market I once more asked ChatGPT to create a diversified portfolio that stands a good chance or resisting a market correction […]

Filed Under: Critical Material, Asset Allocation, Beginning Investors, Income, Portfolio Construction, Portfolio Management Tagged With: Financial Repression, Portfolio Construction

Einstein Portfolio Review: 20 May 2026

May 20, 2026 By Lowell Herr Leave a Comment

Near the end of this blog post I gave ChatGPT this command or request.  “Create a 10 to 15 investment portfolio using ETFs where the portfolio is designed to withstand Financial Repression.”  The detailed response is given following this request. The Einstein already holds many of the ETFs recommended in the AI response.  If readers […]

Filed Under: Einstein Portfolio, Asset Allocation, Portfolio Construction, Portfolio Management Tagged With: Einstein Portfolio, Financial Repression

Bethe Portfolio Review: 8 May 2026

May 8, 2026 By Lowell Herr Leave a Comment

Bethe is another portfolio built around the idea Financial Repression is in the future and needs to be faced and taken into account through portfolio construction.  In the second screenshot you will see the current portfolio beta is very low.  This simply means as currently constructed, the Bethe will move up or down approximately 1/3 […]

Filed Under: Bethe Portfolio, Asset Allocation, Portfolio Construction, Portfolio Management, Risk Management Tagged With: Bethe Portfolio, Financial Repression

Financial Repression: Part IV

May 3, 2026 By Lowell Herr 3 Comments

Appointment of a new FED Chairman caused me to dig into what is known as Financial Repression.  For another explanation of the term check out the following quote. “The term “financial repression” was coined in 1973 by Stanford economists Ronald McKinnon and Edward Shaw. They introduced the concept to describe government policies—such as interest rate […]

Filed Under: Portfolio Construction, Risk Management Tagged With: Financial Repression, Risk Management

Kepler Asset Allocation Portfolio Review: 30 April 2026

April 30, 2026 By Lowell Herr 1 Comment

“The Kepler Asset Allocation Portfolio Review as of April 30, 2026, highlights the ongoing impacts of financial repression on investment strategies. In this environment, traditional asset classes exhibit altered risk-return profiles, necessitating a reevaluation of portfolio allocations. As we navigate these challenges, a strategic focus on diversifying assets becomes imperative to optimize performance. Continuous analysis […]

Filed Under: Kepler Portfolio, Asset Allocation, Portfolio Construction, Portfolio Management Tagged With: Financial Repression, Kepler Portfolio

Financial Repression: Part II

April 29, 2026 By Lowell Herr Leave a Comment

Financial Repression.  What is it? “Financial repression is a set of government policies—such as interest rate caps, capital controls, and bank regulations—that channel household savings into funding government debt at below-market rates. It acts as a “stealth tax” on savers to reduce high public debt burdens, often resulting in negative real interest rates where inflation […]

Filed Under: Portfolio Management, Portfolio Construction, Risk Management Tagged With: Financial Repression

Gauss Portfolio Review: 29 April 2026

April 29, 2026 By Lowell Herr Leave a Comment

Yesterday the U.S. Equities market took quite a hit.  This morning stocks are down again.  What is going on to drive down the S&P 500, a good benchmark for monitoring the overall market?  Check out this YouTube video.  If the video does not start at the beginning, just move the slider back to the starting […]

Filed Under: Gauss Portfolio, Asset Allocation, Passive vs. Active, Portfolio Construction, Portfolio Management Tagged With: Asset Allocation, Financial Repression, Gauss Portfolio

Financial Repression: Part 1

April 28, 2026 By Lowell Herr 18 Comments

This series on Financial Repression may be the most important blogs I have posted over the past 18+ years.  Keep in mind that I am not providing financial advice.  That is a major disclaimer.  Rather I am telling readers what I am learning and how I intend to act based on information from several economists […]

Filed Under: Portfolio Management, Retirement Planning Tagged With: Financial Repression

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